Call Michael J. Bodnar
GordonTower Insurance : Owner/Agent
2/663-7777 mbodnar@gtowerins.com

14701 Detroit Avenue, Suite 362
Lakewood OH 44107

Personal Insurance
GORDON TOWER INSURANCE

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Competitive Auto Rates

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Personal Insurance Insurance
We believe in our customers and build trust with them. That is why they have trusted us with their insurance needs. We are an independent insurance agency representing a wide variety of professional insurance carriers which we have chosen to work with, based on their excellent reputation.

Companies & Affiliations
We evaluate each customer individually and place them with the right carrier to best fit their insurance needs. Call Gordon/Tower insurance today for a free consultation. Michael Bodnar will review your insurance policies and conduct a free insurance analysis. No need to wait for your current policy to expire - call today to find out how Michael can help you save money

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Why spend your time with big box insurance companies where you are just a number when you can get personal one on one support. Instead of talking to an inexperienced phone operator in India or some other foreign country, your expert is right here, in your neighborhood! We come to YOU to earn YOUR business by putting away the sales pitch and showing you a quote custom designed for you.

Personal Lines
Insurance

Auto Homeowners Boat Motorcycle Renters Condos Rental Properties Motor Homes ATVs Jet Skis Motor scooters […]

Extreme weather has affected Homeowner Premiums
Insurance

Changing weather patterns and resulting insurance claims are negatively impacting homeowner premiums across the country. […]

Gordon Tower Insurance Agency recently relocated to Lakewood,OH
Insurance

  Gordon Tower Insurance Agency is now in the INA Building on Detroit Ave, right […]

Life & health

Life insurance can be bought for yourself or for someone else, and you can even buy it for employees if you are a company owner. When an insured individual dies, the beneficiary of a life insurance policy receives a sum of money. You can buy a small life insurance policy to enable your family to cover your final expenses or a more comprehensive life insurance policy to enable your family to pay off your mortgage and other debts if you pass away. If you buy life insurance on a business partner, you can use the insurance proceeds to buy your partner’s share of the business if your partner dies.  Many people wait until they get married to buy life insurance and certainly it should be a priority once your first child is born.

 

Term Insurance

Term insurance is the simplest form of Life Insurance. You generally pay premiums on a monthly or annual basis and your family is protected for that “term”. Gordon Tower Insurance offers a variety of term products to fit your needs, time frame, and budget. Term Insurance helps provide for a family’s loss of income in the event of your death. It covers short- term debts and needs and provides additional insurance protection during the vitally important child raising years. Term Insurance provides longer term protection to help pay off a mortgage, or can be used to help pay for a college education.

 

Whole Life Insurance

Whole Life insurance offers same price premiums and life insurance protection for as long as you live. Like any insurance policy, you must ensure premiums are paid as required to keep the policy in force. Gordon Tower Insurance offers whole life policies that can be paid with a single lump sum, premiums payable to 100, or somewhere in between. Whole life policies also provide for the accumulation of cash value on a tax-deferred basis which can be used when you need it, to help with unexpected life’s occurrences. Policy loans do accrue interest, and any outstanding policy loans and interest will reduce the death benefit and cash value. Whole Life Insurance can provide for a family’s loss of income, mortgage costs, and educational needs. You do have access to cash value for special needs. It also allows you to leave a legacy for your next generation.

 

Universal Life

Universal Life Insurance is the most comprehensive of Life Insurance policies and is very flexible. Your life constantly changes. You get married, you need life insurance. You have kids, you need additional life insurance. Before you know it, your children are all grown up and the mortgage is paid off. Now, maybe you don’t need as much coverage as you used to. It’s quite clear that your need for life insurance changes as your life evolves. That’s why Gordon Tower Insurance offers Universal Life Insurance. This flexible policy allows you to raise or lower your coverage to fit your life insurance needs. Universal Life builds cash value that you can use throughout your lifetime.

 

More about Life Insurance:

According to a recent survey conducted by LIMRA, a shocking number of American citizens say they do not have life insurance at all, and even more say they do not have adequate coverage. In 2010, LIMRA conducted a survey of American households, and concluded that 30 percent of households in the U.S. – approximately 35 million – do not have life insurance.

Now, in 2012, that number has remained exactly the same. On top of that, half of insured households claim that they are not adequately insured and need more protection. LIMRA credits a slowly-recovering economy and increasing life insurance rates with the lag in the growth of newly-written policies. However, life insurance is not a luxury – it is a necessity.

Men and women who are the sole providers for their households should realize the benefits of protecting the value of their lives. If a woman is her family’s sole provider and passes away, how will they survive without her? If she has life insurance, they will be provided with the means to carry on a similar lifestyle to the one they had before she passed.

Consumers who rely only on the life insurance provided for them by their employer may be stunting themselves, as well. Often, an employer will only provide a policy worth one or two times a person’s salary. But what if the policyholder’s family then has a mortgage or other debt to pay off?

In order to adequately provide for a household, consumers should consider purchasing a term policy from a trusted provider. These policies are often low-cost, and are set for a specific period of time – for example, the 10 years it would take the consumer to pay off his or her mortgage.

 Source: by Insurance Rates

 

Health Insurance

With healthcare prices are skyrocketing, medical procedures are expensive, and treatments for major operations and treatments for diseases like cancer can cost tens of thousands of dollars. Few people have sufficient cash reserves to cover these costs, which can mean being denied medical treatment. However, if you buy health insurance, you pay a monthly premium to an insurer who covers the cost of any major medical treatments that become necessary in the future. Some health insurance policies include only major medical expenses, while other healthcare plans cover routine preventative care, such as well child visits.

 

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Testimonial

Knowledgeable & great to work with

 
Strongsville resident Karen Freedman says “Michael Bodnar is knowledgeable and great to work with. He always has an encouraging word and has been a huge help when we have had to make a claim on our insurance.”

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Hardworking & quick to respond

 
Akron resident Amy Friday says “Michael is dependable, hardworking and is quick to respond. He has been there for us when we needed him, especially when our daughter was in a car accident. He helped us and answered all of our questions in a timely manner.”  

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Professional and Experienced

Lakewood resident Lisa Sierk says “We have all of our insurance with Michael Bodnar. We had been with the same agent for decades who retired without informing us. Michael is professional and experienced and we wanted someone who would be in our corner and we have that with Michael.”

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